Best home loan rates today
The lowest variable and fixed home loan rates in Australia, ranked by interest rate. Every rate comes from the lender's own Consumer Data Right product feed and is checked before it is shown.
Rates as published by each lender, from our last sync at (Sydney time).
| # | Lender | Product | Rate | Comparison | Purpose | LVR |
|---|---|---|---|---|---|---|
| 1 | Horizon Bank | First Home Buyer Loan | 5.74% | 5.74% | Owner occupied | 0-70% |
| 2 | Maitland Mutual Limited | Budget Home Loan | 5.79% | 5.79% | Owner occupied | 0-59% |
| 3 | Bank Australia | Clean Energy Home Loan | 5.88% | 6.21% | Owner occupied | 0-90% |
| 4 | Bendigo Bank | Bendigo Express Home Loan | 5.89% | 6.02% | Owner occupied | 0-80% |
| 5 | TMCU | 2 FIXED RATE HOME LOAN | 5.89% | – | Owner occupied | – |
| 6 | TMCU | REFI SPECIAL OWNER OCCUPIED | 5.89% | 5.99% | Owner occupied | – |
| 7 | Police Credit Union Ltd | Low Rate Home Loan - Owner Occupied | 5.89% | 5.95% | Owner occupied | 0-80% |
| 8 | Police Credit Union Ltd | Low Rate Home Loan - First Home Buyer | 5.89% | 5.93% | Owner occupied | 0-80% |
| 9 | Police Credit Union Ltd | Low Rate Home Loan Special Offer - Owner Occupied | 5.89% | 5.93% | Owner occupied | 0-80% |
| 10 | Coastline Bank | First Home Buyer Loan | 5.89% | 5.89% | Owner occupied | 0-60% |
| # | Lender | Product | Term | Rate | Comparison | Purpose | LVR |
|---|---|---|---|---|---|---|---|
| 1 | Northern Inland Credit Union Limited | Value Fixed Home Loan 12M | 1 year | 5.99% | 5.87% | UNCONSTRAINED | 0-80% |
| 2 | Queensland Country Bank | Home Loan-Package Fixed Rate | 2 years | 5.99% | 6.62% | UNCONSTRAINED | 0-80% |
| 3 | TMCU | 1 YEAR FIXED RATE LOAN | 1 year | 5.99% | 6.09% | Owner occupied | – |
| 4 | bankWAW | Flexible Choice Owner Occupied | 3 years | 6.05% | 6.78% | Owner occupied | 0-60% |
| 5 | CommFCU | BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - OWNER-OCCUPIED LVR 80% (Principal and Interest) | 3 years | 6.09% | 6.47% | Owner occupied | 0-80% |
| 6 | bankWAW | Flexible Choice Owner Occupied | 2 years | 6.10% | 6.87% | Owner occupied | 0-60% |
| 7 | Horizon Bank | 1 Year Fixed Home Loan | 1 year | 6.14% | 6.55% | Owner occupied | 0-70% |
| 8 | Cairns bank | PLUS HOME LOAN FIXED 1YR <60 LVR PI | 1 year | 6.19% | 6.26% | Owner occupied | – |
| 9 | CommFCU | BOOST PACKAGE HOME LOAN - 2 YEAR FIXED - OWNER-OCCUPIED LVR 80% (Principal and Interest) | 2 years | 6.19% | 6.48% | Owner occupied | 0-80% |
| 10 | Police Credit Union Ltd | 1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied | 1 year | 6.19% | 6.97% | Owner occupied | 0-80% |
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